The Bajaj Finserv Insta EMI Card is a digital card that may be used to make online and offline purchases. This card offers numerous advantages that make shopping easier, faster, and, most importantly, more economical. You can buy products and services in a variety of categories with a pre-approved limit of up to 2 lakhs. These include appliances, gadgets, lifestyle items, and other items. One of the primary advantages of the Bajaj Finserv Insta EMI Card is the ability to obtain No-cost EMIs. Continue reading to learn more about the EMI card’s features, What is Insta EMI Card and how it works.

What is an Insta EMI Card?

Bajaj Finance Insta EMI Card can be used to convert all of your purchases instantly into EMIs. This is similar to an EMI network card, however, the Insta EMI card is completely online and is authorized instantaneously. This card allows you to buy over 10 lakh things on EMI. This card is available in over 1900 cities and 1 lakh locations both online and offline. This EMI Card allows you to purchase things valued up to Rs 2 lakh.

How Does the Bajaj Finserv Insta EMI Card Work?

You can make purchases with the Bajaj Finserv Insta EMI Card without paying the entire amount upfront. Consider the following example to better understand how the card works. Assume you want to buy a new smartphone for Rs 15,000.00. The first step in shopping online is to go to the partner website or e-commerce gateway that takes the EMI card. 

After that, choose the smartphone you want to buy. Then, select the EMI payment option. Choose the Bajaj Finserv Insta EMI Card from the list of options, then the payback period. Finally, before completing the payment, confirm your credit card information.  To shop offline, go to a partner store and choose the smartphone you desire. Choose a convenient tenure and enter the card information. Finally, pay for it with no-interest EMIs by sharing the OTP supplied to your phone number. 

Under this arrangement, you pay no interest and only the real cost. The Bajaj Finserv Insta EMI Card also has a zero-down payment option. Furthermore, the payback method is adaptable, and you can manage it online via the app or website.

Benefits of the Bajaj Finserv Insta EMI Card

Now that you understand how the EMI card works, here is a list of the top features of the Bajaj Finserv Insta EMI Card that you can take advantage of:

• Straightforward Application and Instant Approval: The application process for the Bajaj Finserv Insta EMI Card is straightforward and quick. You can finish the application in a few minutes with minimal documentation by visiting the website or purchasing anything from a partner store.
• Credit Limit Up to 2 Lakhs: The Bajaj Finserv Insta EMI Card has a credit limit of up to 2 Lakhs. This credit limit allows you to make purchases without fear of running out of credit. 
• Zero Down Payment and No Cost EMI: With some products, you can use this card to pay the entire cost in zero-interest EMIs. This makes it a simple alternative for purchasing what you want without having to dive into your money for a large one-time payment.
• Convenient Repayment Period: The EMI card has a repayment period of up to 24 months. In this manner, you may select a term that fits your budget while still ensuring that you pay your dues on time.
• Paperless Application: Unlike other types of financing, this EMI card does not require any paperwork. This means you can skip the paperwork and obtain immediate access to your credit limit.

How to Apply for the Bajaj Finserv Insta EMI Card?

The application process for this EMI card is simple, and you may apply online or offline. Here is a guide to applying for the card:

1. Go to the Bajaj Markets website. 
2. Go to ‘Card’ and then to the EMI Card page.
3. Select the ‘Apply Now’ option.
4. Enter your information and submit the form.
5. To validate the transaction, enter the OTP.
6. Examine your accepted EMI Card offer.
7. Fill out the necessary information to finish the KYC verification procedure. 
8. Pay the membership fee and authorize the e-mandate.

No Objection Certificate (NOC)