Under the Atmanirbhar Gujarat Sahay Yojana, the government will provide a credit of Rs 1 lakh at a 2% premium for a very long time. The Central Government has launched this scheme to provide financial assistance to medium and small-scale businesses during the COVID-19 pandemic. The Gujarat government has reported a bundle of 5000 crores for the state’s enterprises. Under this scheme, online registration has begun, and a credit of one lakh rupees will be provided at a 2% loan fee for one year.

आत्मनिर्भर गुजरात सहाय योजना 2024 has been announced to provide risk-free credit to small finance managers, skilled workers, autorickshaw owners, circuit repairmen, and small and medium-sized businesses in the MSMEs sector. This plan will provide financial assistance to businesses that are struggling during the COVID-19 pandemic. The Gujarat state administration will provide a 6% premium to banks that provide credits under the Gujarat Sahay Yojana, which is designed for small dealers. The public authority is attempting to re-energize the economy by supporting medium-sized businesses during this pandemic.

Atmanirbhar Gujarat Sahay Yojana

You all know that some time ago, there was a huge havoc of Corona virus in the country. Due to the lockdown imposed during the Corona virus, people’s businesses have closed. In view of this situation of the people, the Atmanirbhar Gujarat Sahay Yojana has been started by the Chief Minister of Gujarat to help all those poor people, who are worse off due to the lockdown situation. In this article, we will share with you all the implementation of Atmanirbhar Gujarat Sahay Yojana and the application process for small businessmen applying under this scheme. If the businessmen of the state want to apply under this scheme, then for this we will also share with you how to apply and the eligibility criteria and all the incentives available.

The Gujarat government has proposed to give an advance of Rs 1 lakh at 2% loan cost on plot under AGSY. This is a bundle of Rs 5,000 crore for individuals as assistance from the state government. It includes low representatives, talented experts, autorickshaw proprietors, circuit testers and others. People whose businesses have been hit by COVID-19. The state administration of Gujarat will give an additional 6% incentive to the banks giving credit under the Atmanirbhar Gujarat Sahayata Yojana directed towards the small traders or businessmen.

Details of આત્મનિર્ભર ગુજરાત સહાય યોજના 

The objective 

Under Atmanirbhar Gujarat Sahay Yojana, an advance of Rs 1 lakh will be given to about 10 lakh recipients each time by banks at only 2% annual. All the credits will be given on the basis of application and no assurance will be required. The remaining 6% enthusiasm on the credit will be paid by the Gujarat government to the banks. The stay of such advances will be 3 years and the re-installment of the head and premium will start half a year after the approval of the advance amount. The state government has taken this decision after talks with the banks.

Features 

• This scheme benefits the state’s 10 lakh small finance managers, including vegetable vendors, staple retailers, and autorickshaw drivers.
• The recipients will receive insurance let-loose credits of up to Rs 1 lakh.
• The candidate will pay a 2% annual premium, and the state government will pay the remaining 6% premium.
• Recipients will receive a half-year extension under the Atmanirbhar Gujarat Sahay Scheme.
• Only agreeable banks, local banks, and credit-worthy social orders will make this loan.
• The public authority has approved 5000 crores for this venture.

Benefits 

The Gujarat government’s decision to take this path is to assist all the helpless money managers whose organizations have been hit by COVID-19 and are not financially prepared to rebuild their organizations. The Gujarat government will grant such individuals a credit of one lakh rupees at a 2% premium. This plan will be extremely beneficial to all money managers who need to restore their businesses. The arrangement described by the concerned Gujarat government officials is superior to any other state with a motivation of only Rs 5000.

• Gujarat Government has launched Atmanirbhar Sahay Yojana.
• This scheme has been launched to help all those businessmen who are affected by the lockdown.
• Under this scheme, they can restart their businesses.
• Under this scheme, a loan of Rs 1 lakh will be provided by the Gujarat government at 2% interest.
• The concerned officials of the Gujarat government have said that this deal is better than all other states with an incentive of only Rs 5000.

Eligibility Criteria and Required Documents

• Aadhar card
• Domicile certificate
• Income certificate
• Mobile number
• Passport size photograph
• Ration card
• Only permanent residents of Gujarat state in India are eligible to benefit from this scheme.
• Candidates from the below poverty line (BPL) category can apply to benefit from this scheme.

Features

• This scheme is beneficial for 10 lakh small traders of the state including grocery store traders, vegetable vendors and autorickshaw drivers.
• Beneficiaries will be provided with collateral-free loans up to Rs 1,00,000.
• Under the scheme, applicants will have to pay 2% interest per annum.
• In addition, the remaining 6% interest will be paid by the state government.
• A moratorium period of 6 months will be given to the beneficiaries under the scheme.
• Loans will be provided by cooperative banks, district banks and credit cooperative societies.
• The government has allocated Rs 5,000 crore for the Atmanirbhar Gujarat Sahay Yojana.

आत्मनिर्भर गुजरात सहाय योजना Online Apply Procedure?

• First of all, you have to go to the official website of the Atmanirbhar Gujarat Sahay Scheme. Following that, the homepage of the website will appear in front of you.
• On the website’s homepage, click on the option “Gujarat Sahay Yojana Application Form PDF”. Following that, a new page will appear before you.
• On this page, you can view the Atmanirbhar Gujarat Sahay Scheme Application Form.
• Download and print this form. You can also obtain this form from over 9000 locations, including approximately 1000 District Cooperative Bank Branches, 1400 Urban Cooperative Bank Branches, and over 7000 Credit Societies.
• Fill out this form completely, including your personal information, bank information, and contact information.
• Attach the required documents to this Application Form and submit it to any Gujarat State District Co-operative Bank, Urban Co-operative Bank, or Credit Society branch.

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